Eﬀect of Village Savings and Loan Associations on adoption of index-based crop insurance under limited liabilities

Ndagijimana, Marcien; Asseldonk, Marcel van; Kessler, Aad; Ndimubandi, Jean

dc.date.accessioned	2020-04-01T11:59:47Z
dc.date.available	2020-04-01T11:59:47Z
dc.date.issued	2020-03-26
dc.identifier	doi:10.17170/kobra-202002281031
dc.identifier.uri	http://hdl.handle.net/123456789/11495
dc.description	Gedruckte Ausgabe im Verlag Kassel Univ. Press erschienen.
dc.language.iso	eng	eng
dc.rights	Namensnennung - Weitergabe unter gleichen Bedingungen 4.0 International	*
dc.rights.uri	http://creativecommons.org/licenses/by-sa/4.0/	*
dc.subject	Burundi	eng
dc.subject	community savings and credit associations	eng
dc.subject	index-based crop insurance	eng
dc.subject	integrated farm planning	eng
dc.subject	risk management	eng
dc.subject.ddc	630
dc.title	Eﬀect of Village Savings and Loan Associations on adoption of index-based crop insurance under limited liabilities	eng
dc.type	Aufsatz
dcterms.abstract	A household survey and focus group discussions were conducted to quantify the general determinants of an index-based crop insurance adoption under limited liabilities in Burundi, and specifically the effect of existing Village Savings and Loan Associations (VSLAs). The survey sample comprised of 40 crop insurance adopters, 40 non-adopters and 40 drop-outs in Bukirasazi and Makebuko communes of Gitega province. The results indicated that saving money (by VSLAs) for upcoming premium payments and regularly VSLA meetings attendance increase insurance adoption with relative risk ratio (RRR)=0.21, p≤0.001) and (RRR=0.01, p≤0.01), respectively. In addition, VSLAs’ members with more knowledge in land management (RRR=0.07, p≤0.05), crop management (RRR=0.05, p≤0.001) and integrated farm planning (RRR=0.03, p<0.05) were more likely to adopt the crop insurance. Furthermore, smallholders being aware and less appreciative limited liability were more likely inclined to adopt crop insurance with RRR=0.12 (p≤0.01) and RRR=0.01 (p≤0.001), respectively. Given the importance of VSLA in fostering crop insurance adoption, we recommend strengthening VSLAs in their operation, save for upcoming premium payments as jointly agreed and set in their constitution, and encourage smallholders to run their farms with integrated farm planning. Due to limited knowledge of smallholders about the mode of crop insurance operation, a more extensive capacity building coupled to a coaching by experts in this domain is more than a necessity.	eng
dcterms.accessRights	open access
dcterms.creator	Ndagijimana, Marcien
dcterms.creator	Asseldonk, Marcel van
dcterms.creator	Kessler, Aad
dcterms.creator	Ndimubandi, Jean
dc.type.version	publishedVersion
dcterms.source.identifier	ISSN 2363-6033
dcterms.source.issue	No. 1
dcterms.source.journal	Journal of Agriculture and Rural Development in the Tropics and Subtropics (JARTS)	eng
dcterms.source.pageinfo	23-33
dcterms.source.volume	Vol. 121
kup.iskup	false