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dc.date.accessioned2015-01-13T14:39:30Z
dc.date.available2015-01-13T14:39:30Z
dc.date.issued2014
dc.identifier.issn1612-9830
dc.identifier.uriurn:nbn:de:hebis:34-2014121946870
dc.identifier.urihttp://hdl.handle.net/123456789/2014121946870
dc.language.isoeng
dc.publisherKassel University Pressger
dc.rightsUrheberrechtlich geschützt
dc.rights.urihttps://rightsstatements.org/page/InC/1.0/
dc.subjectsmallholdereng
dc.subjectrural householdseng
dc.subjectaccesseng
dc.subjectcrediteng
dc.subjectproductivityeng
dc.subject.ddc630
dc.titleSmallholder farmers’ access to credit in the Amathole District Municipality, Eastern Cape Province, South Africaeng
dc.typeAufsatz
dcterms.abstractProvision of credit has being identified as an important instrument for improving the welfare of smallholder farmers directly and for enhancing productive capacity through financing investment by the farmers in their human and physical capital. This study investigated the individual and household characteristics that influence credit market access in Amathole District Municipality, Eastern Cape Province, South Africa, using a cross sectional data from smallholder farmers’ household survey. The aim is to provide a better understanding of the households’ level socio-economic characteristics, not only because they influence household’s demand for credit but also due to the fact that potential lenders are most likely to base their assessment of borrowers’ creditworthiness on such characteristics. The results of the logistic regression suggest that credit market access was significantly influenced by variables such as gender, education, households’ income, value of assets, savings, dependency ratio, repayment capacity and social capital. Implications for rural credit delivery are discussed.eng
dcterms.accessRightsopen access
dcterms.bibliographicCitationIn: Journal of Agriculture and Rural Development in the Tropics and Subtropics. Kassel : Kassel University Press. - Vol. 115, No. 2 (2014), S. 79-89
dcterms.creatorBaiyegunhi, Lloyd James Segun
dcterms.creatorFraser, Gavin C. G.
dc.description.everythingGedruckte Ausg. im Verlag Kassel Univ. Press (www.upress.uni-kassel.de) erschienen.ger


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