Effect of Village Savings and Loan Associations on adoption of index-based crop insurance under limited liabilities

dc.date.accessioned2020-04-01T11:59:47Z
dc.date.available2020-04-01T11:59:47Z
dc.date.issued2020-03-26
dc.descriptionGedruckte Ausgabe im Verlag Kassel Univ. Press erschienen.
dc.identifierdoi:10.17170/kobra-202002281031
dc.identifier.urihttp://hdl.handle.net/123456789/11495
dc.language.isoengeng
dc.rightsNamensnennung - Weitergabe unter gleichen Bedingungen 4.0 International*
dc.rights.urihttp://creativecommons.org/licenses/by-sa/4.0/*
dc.subjectBurundieng
dc.subjectcommunity savings and credit associationseng
dc.subjectindex-based crop insuranceeng
dc.subjectintegrated farm planningeng
dc.subjectrisk managementeng
dc.subject.ddc630
dc.titleEffect of Village Savings and Loan Associations on adoption of index-based crop insurance under limited liabilitieseng
dc.typeAufsatz
dc.type.versionpublishedVersion
dcterms.abstractA household survey and focus group discussions were conducted to quantify the general determinants of an index-based crop insurance adoption under limited liabilities in Burundi, and specifically the effect of existing Village Savings and Loan Associations (VSLAs). The survey sample comprised of 40 crop insurance adopters, 40 non-adopters and 40 drop-outs in Bukirasazi and Makebuko communes of Gitega province. The results indicated that saving money (by VSLAs) for upcoming premium payments and regularly VSLA meetings attendance increase insurance adoption with relative risk ratio (RRR)=0.21, p≤0.001) and (RRR=0.01, p≤0.01), respectively. In addition, VSLAs’ members with more knowledge in land management (RRR=0.07, p≤0.05), crop management (RRR=0.05, p≤0.001) and integrated farm planning (RRR=0.03, p<0.05) were more likely to adopt the crop insurance. Furthermore, smallholders being aware and less appreciative limited liability were more likely inclined to adopt crop insurance with RRR=0.12 (p≤0.01) and RRR=0.01 (p≤0.001), respectively. Given the importance of VSLA in fostering crop insurance adoption, we recommend strengthening VSLAs in their operation, save for upcoming premium payments as jointly agreed and set in their constitution, and encourage smallholders to run their farms with integrated farm planning. Due to limited knowledge of smallholders about the mode of crop insurance operation, a more extensive capacity building coupled to a coaching by experts in this domain is more than a necessity.eng
dcterms.accessRightsopen access
dcterms.creatorNdagijimana, Marcien
dcterms.creatorAsseldonk, Marcel van
dcterms.creatorKessler, Aad
dcterms.creatorNdimubandi, Jean
dcterms.source.identifierISSN 2363-6033
dcterms.source.issueNo. 1
dcterms.source.journalJournal of Agriculture and Rural Development in the Tropics and Subtropics (JARTS)eng
dcterms.source.pageinfo23-33
dcterms.source.volumeVol. 121
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