Working paper
Microfinance through Women Self-Help Groups (SHGs) for Grass-root level Empowerment: An Empirical study of Varanasi, Uttar Pradesh, India
Abstract
Microfinance, as a concept, involves providing financial services, particularly small credit, fund transfer, and insurance to the unemployed, low-income group, and those who do not have easy access to the banking system. It has emerged as an active agent of financial inclusion, ensuring economic, and social upliftment of the unprivileged. Microfinance is being operated through two channels Self-help Group-Bank Linkage Programme (SBLP) and Micro-finance Institutions (MFIs). The special characteristic of SBLP is its direct connection with the clients at the grass-root level and working towards poverty reduction by providing financial support. The paper is based on a field study on SBLP undertaken for women in the Varanasi District of Uttar Pradesh, India. The increase in women’s participation in economic activities and decision-making reveals that SHGs have made an impact. SHGs have also helped them to create a common platform to participate, discuss, and find a solution of their problems. Women’s income and occupation structure under SHGs have also influenced the standard of living and empowerment level significantly.
Citation
@unpublished{doi:10.19211/KUP9783737602570,
urn:nbn:de:0002-402571,
author={Kumari, Tripti},
title={Microfinance through Women Self-Help Groups (SHGs) for Grass-root level Empowerment: An Empirical study of Varanasi, Uttar Pradesh, India},
year={2016}
}
0500 Oax 0501 Text $btxt$2rdacontent 0502 Computermedien $bc$2rdacarrier 1100 2016$n2016 1500 1/eng 2050 ##0##urn:nbn:de:0002-402571 3000 Kumari, Tripti 4000 Microfinance through Women Self-Help Groups (SHGs) for Grass-root level Empowerment: An Empirical study of Varanasi, Uttar Pradesh, India / Kumari, Tripti 4030 4060 Online-Ressource 4085 ##0##=u http://nbn-resolving.de/urn:nbn:de:0002-402571=x R 4204 \$dWorking paper 4170 5550 {{Indien}} 5550 {{Distrikt Varanasi}} 5550 {{Selbsthilfegruppe}} 5550 {{Mikrofinanzierung}} 5550 {{Frau}} 7136 ##0##urn:nbn:de:0002-402571
2023-05-12T13:31:26Z 2023-05-12T13:31:26Z 2016 doi:10.19211/KUP9783737602570 978-3-7376-0257-0 (e-book) urn:nbn:de:0002-402571 http://hdl.handle.net/123456789/14703 eng kassel university press Urheberrechtlich geschützt https://rightsstatements.org/page/InC/1.0/ 330 Microfinance through Women Self-Help Groups (SHGs) for Grass-root level Empowerment: An Empirical study of Varanasi, Uttar Pradesh, India Working paper Microfinance, as a concept, involves providing financial services, particularly small credit, fund transfer, and insurance to the unemployed, low-income group, and those who do not have easy access to the banking system. It has emerged as an active agent of financial inclusion, ensuring economic, and social upliftment of the unprivileged. Microfinance is being operated through two channels Self-help Group-Bank Linkage Programme (SBLP) and Micro-finance Institutions (MFIs). The special characteristic of SBLP is its direct connection with the clients at the grass-root level and working towards poverty reduction by providing financial support. The paper is based on a field study on SBLP undertaken for women in the Varanasi District of Uttar Pradesh, India. The increase in women’s participation in economic activities and decision-making reveals that SHGs have made an impact. SHGs have also helped them to create a common platform to participate, discuss, and find a solution of their problems. Women’s income and occupation structure under SHGs have also influenced the standard of living and empowerment level significantly. open access Kumari, Tripti 25 Seiten Kassel, Universität Kassel, International Center for Development and Decent Work (ICDD) Kassel 978-3-7376-0256-3 (print) Indien Distrikt Varanasi Selbsthilfegruppe Mikrofinanzierung Frau publishedVersion ICDD Working Papers No. 18 true ICDD Working Papers Wirtschaftswissenschaft Monographie FB 05 / Gesellschaftswissenschaften true Softcover DIN A4
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