Datum
2016Schlagwort
360 Soziale Probleme, Sozialarbeit 630 Landwirtschaft, Veterinärmedizin IndienErnteversicherungRisikomanagementLandwirtschaftMetadata
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Working paper
Crop Insurance and Risk Mitigation: Experiences from India
Zusammenfassung
Crop losses due to various reasons, particularly because of extreme weather situations, is a common phenomenon in agriculture and can prove to be catastrophic in the numerous rain fed fields of backward regions. It is against this backdrop that the development of sustainable mitigation strategies, one of them being crop insurance, comes into picture. It is worth noting in this context that agriculture insurance is under developed in developing countries and a World Bank study (2010) reveals that many state sponsored programs run inefficiently and do not aid the intended beneficiaries. The current paper thus looks into the imperfections of crop insurance schemes in India, by analyzing the scenario in the state of Karnataka. Karnataka is particularly important as it has substantial semi-arid / arid regions with rain fed agriculture, which brings immense uncertainty. The paper finds that the supply side needs particular attention as the formulation of insurance schemes is not user friendly. In addition, certain socially and economically backward groups need special attention. Financial literacy and development of non-farm activities are found to be critical for the farmers to have proper risk mitigation mechanism. Since many developing and emerging nations share India’s experience of not being able to deliver an effective insurance product (Ifft, 2001), some of the insights from the current paper we hope will be useful for agricultural policy advisers and researchers across the globe.
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@unpublished{doi:10.19211/KUP9783737600675,
urn:nbn:de:0002-400677,
author={Rajeev, Meenakshi and Bhattacharjee, Manojit and Vani, B.P.},
title={Crop Insurance and Risk Mitigation: Experiences from India},
year={2016}
}
0500 Oax 0501 Text $btxt$2rdacontent 0502 Computermedien $bc$2rdacarrier 1100 2016$n2016 1500 1/eng 2050 ##0##urn:nbn:de:0002-400677 3000 Rajeev, Meenakshi 3010 Bhattacharjee, Manojit 3010 Vani, B.P. 4000 Crop Insurance and Risk Mitigation: Experiences from India / Rajeev, Meenakshi 4030 4060 Online-Ressource 4085 ##0##=u http://nbn-resolving.de/urn:nbn:de:0002-400677=x R 4204 \$dWorking paper 4170 5550 {{Indien}} 5550 {{Ernteversicherung}} 5550 {{Risikomanagement}} 5550 {{Landwirtschaft}} 7136 ##0##urn:nbn:de:0002-400677
2023-05-12T14:32:38Z 2023-05-12T14:32:38Z 2016 doi:10.19211/KUP9783737600675 978-3-7376-0067-5 (e-book) urn:nbn:de:0002-400677 http://hdl.handle.net/123456789/14704 eng kassel university press Urheberrechtlich geschützt https://rightsstatements.org/page/InC/1.0/ crop insurance risk mitigation production risk non-farm activities 360 630 Crop Insurance and Risk Mitigation: Experiences from India Working paper Crop losses due to various reasons, particularly because of extreme weather situations, is a common phenomenon in agriculture and can prove to be catastrophic in the numerous rain fed fields of backward regions. It is against this backdrop that the development of sustainable mitigation strategies, one of them being crop insurance, comes into picture. It is worth noting in this context that agriculture insurance is under developed in developing countries and a World Bank study (2010) reveals that many state sponsored programs run inefficiently and do not aid the intended beneficiaries. The current paper thus looks into the imperfections of crop insurance schemes in India, by analyzing the scenario in the state of Karnataka. Karnataka is particularly important as it has substantial semi-arid / arid regions with rain fed agriculture, which brings immense uncertainty. The paper finds that the supply side needs particular attention as the formulation of insurance schemes is not user friendly. In addition, certain socially and economically backward groups need special attention. Financial literacy and development of non-farm activities are found to be critical for the farmers to have proper risk mitigation mechanism. Since many developing and emerging nations share India’s experience of not being able to deliver an effective insurance product (Ifft, 2001), some of the insights from the current paper we hope will be useful for agricultural policy advisers and researchers across the globe. open access Rajeev, Meenakshi Bhattacharjee, Manojit Vani, B.P. 34 Seiten Kassel, Universität Kassel, International Center for Development and Decent Work (ICDD) Kassel 978-3-7376-0066-8 (print) Indien Ernteversicherung Risikomanagement Landwirtschaft publishedVersion ICDD Working Papers No. 15 true ICDD Working Papers Wirtschaftswissenschaft Monographie FB 05 / Gesellschaftswissenschaften true Softcover DIN A4
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:Urheberrechtlich geschützt